Wednesday, June 13, 2012

Canterbury South Africa Springboks Dry Graphic Rugby T-shirt Elite Charcoal

Product Code: 13570
Brand: Canterbury
New Product: Added on
Status: In stock
Delivery: Next Day Optional

?27.99

South Africa 09/10 Dry Graphic Rugby T-Shirt Elite Charcoal made by Canterbury.

We aim to deliver goods to UK addresses within 5 working days of receiving payment for your order, for non-UK addresses and international deliveries please contact customer services at Lovell Rugby. You should only be able to order items that are in stock, but if there is some other delay in processing your order we will contact you as soon as possible to keep you informed. We strive hard to keep to our delivery times but with third party involvement sometimes situations are beyond our control. Should late or non-delivery occur please contact our customer services to discuss the situation and to track the consignment.

When we have received payment for your order, we will deliver your goods using Royal Mail First Class, Second Class, Nightspeed Courier Services or Business Post for British delivery addresses.

For more details please see the help page.

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NBA Finals questions: How will Heat bounce back?

Miami Heat small forward LeBron James moves with the ball as Oklahoma City Thunder point guard Russell Westbrook (0) defends during the first half at Game 1 of the NBA finals basketball series, Tuesday, June 12, 2012, in Oklahoma City. (AP Photo/Jeff Roberson)

Miami Heat small forward LeBron James moves with the ball as Oklahoma City Thunder point guard Russell Westbrook (0) defends during the first half at Game 1 of the NBA finals basketball series, Tuesday, June 12, 2012, in Oklahoma City. (AP Photo/Jeff Roberson)

Oklahoma City Thunder point guard Derek Fisher (37) shoots against Miami Heat shooting guard Dwyane Wade during the second half at Game 1 of the NBA finals basketball series, Tuesday, June 12, 2012, in Oklahoma City. (AP Photo/Ronald Martinez, Pool)

Miami Heat head coach Erik Spoelstra participates in a news conference after Game 1 of the NBA finals basketball series against the Oklahoma City Thunder, Tuesday, June 12, 2012, in Oklahoma City. The Thunder won 105-94. (AP Photo/Sue Ogrocki)

Oklahoma City Thunder small forward Kevin Durant (35) gestures as he goes down court against the Miami Heat during the second half at Game 1 of the NBA finals basketball series, Tuesday, June 12, 2012, in Oklahoma City. The Thunder won 105-94.(AP Photo/Jeff Roberson)

(AP) ? The Oklahoma City Thunder ran away with Game 1 of the NBA Finals 105-94, controlling the second half and rallying from a 13-point deficit to protect home court against the Miami Heat. But as Heat guard Dwyane Wade said, the opener is "just a game to see" what both teams are going to do and then start making adjustments.

With Game 2 looming Thursday night, here's five questions and answers about what to look for:

___

CAN ANYBODY STOP KEVIN DURANT? LeBron James says yes, and it starts with not giving the three-time scoring champion open looks. Durant was left unguarded several times and he didn't miss the open 3-pointers and jumpers. James says those shots have to go, though Thunder opponents have been trying to do that since Durant hit the game-winner against Dallas in Game 1 of the first round. Durant also scored 16 straight points ? and 18 overall in the fourth quarter ? to help the Thunder tie the West finals at two games apiece.

___

IS LeBRON TRYING TOO HARD TO CLOSE? James scored an NBA Finals career-high 30 points, seven in the fourth quarter, but that wasn't enough for Miami and it won't be enough to squelch the "closer" questions. Kevin Durant outscored him by 10 ? the same margin the Thunder had on the Heat ? in the fourth quarter of Game 1, which will only fuel the fire. Durant made six of 10 shots and scored 17 points in the final stanza, continuing to cement himself as the best closer in the game. James was only 2 for 6 with one assist, opening himself up to more scrutiny after he did close out Boston in the East finals. James had been the game's dominant player through three quarters but will have to find a way to be more productive against Oklahoma City defensive whiz Thabo Sefolosha, who guarded him in the fourth.

___

SHOULD THE THUNDER PLAY SMALL MORE? As it has done through most of the playoffs, Oklahoma City's smaller lineup made a difference and coach Scott Brooks won't hesitate to go back to it. The Thunder outscored Miami 42-28 after guard Derek Fisher replaced power forward Serge Ibaka late in the third quarter, and neither of Oklahoma City's starting frontcourt players ? Ibaka nor Kendrick Perkins ? played in the final 14 minutes. And the move makes sense considering Perkins' specialty is defending the low post and Miami doesn't have a significant threat there. Ibaka is the league's top shot-blocker but he had none in 27 minutes in Game 1.

___

IS THE BALL IN ERIK SPOELSTRA'S COURT? Spoelstra lost the Game 1 chess match and wasn't saying what he plans to do for Game 2. He did say he'll have to see "who's really available" for Game 2, a veiled reference to some of the Heat's bench players apparently not being ready to play, and indicated that some could be ready by Thursday. The Heat essentially only went six deep in Game 1, with Mike Miller also getting 10 minutes off the bench, but none of the guys left on the sidelines have made a significant contribution in the postseason. The trick may be finding ways to get Wade and Chris Bosh, who were a combined 11 for 30 in Game 1, to be more effective. And that could mean putting Bosh back in the starting lineup.

___

SHOULD MIAMI PANIC? Though there will be chatter that the series is over, it's just one game. So the Heat shouldn't panic, and won't panic. While the home team has won Game 1 the last eight years, the road team has claimed Game 2 the past two. The Heat will have to be more efficient on the offensive end and keep the Thunder out of transition. Oklahoma City had a 24-4 scoring advantage on the fast break, including 11-0 in the second half. Miami, which can also get out and run, can't afford to have that sort of discrepancy. The Heat must also figure out a way to limit the damage in the paint, where Oklahoma City outscored them 56-40. Maybe the solution is a zone or better play from Miami's interior defenders. The only Heat player with a block in Game 1 was Mario Chalmers, the point guard.

Associated Press

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Try It For Yourself With The Help Of These ... - Home Ideas and Tips

Choosing to redo your house is an awesome expenditure. However, it may be a little bit difficult. If you want to boost value of your house or perhaps make it much more livable here are a few excellent recommendations.
Decide on a reliable service provider that pay attention to your requirements. You should trust your professional to make them listen to your issues. Some companies are highly qualified but wish to accomplish stuff their own way, discounting your enter. So make sure that the professional is aware of what you wish accomplished.
Rug will certainly demonstrate its wear and era. Hardwood flooring look fresh and so are much more resilient than carpeting.
Before you start any home improvement undertaking, spend some time to find out your objectives. Your own touch will greatly boost the appearance of any redecorating task.
Rain gutters will get clogged in the fall and winter, causing critical discharge issues in the summertime. Plugged rain gutters will overflow down the sides of your home and might even result in h2o to leak to your basement. Nice and clean the gutters before this occurs.
Keep a little organizer filled with various fasteners available all the time. When it?s time carry out some unique undertaking, like dangle an image or correct a broken table lower-leg, you will get what you require available, as an alternative to getting to see a home improvement store to grab instruments.
Organize your resources in a plausible method in accordance with venture sort. You may do a great deal of plumbing tasks. If you, use a package containing common plumbing lighting fixtures, such as Pvc material stick, a wrench, and a few pipe fixtures. One more container could carry power materials for example fuses, switches and zip ties. If you do this, it will be very easy to pinpoint a distinct device when you need it.
A lot of more mature houses are carpeted all through, but years of deterioration, often leaves a stained, out of date chaos. Hardwood flooring are ageless and last for many years.
Any domestic plumbing and electrical wiring troubles should be resolved very first when conducting any home improvement tasks. These improvements normally happen inside of your wall surfaces, so make sure they are looked after just before having other things done. It?s normally easier to have maintenance completed on any wires or plumbing related once the insides of your walls are actually subjected.
Hence, sharp and appealing front entrance doors can easily substantially improve a home?s importance. Putting in new hardware on your doorway is a quick and simple method to improve your entrance entranceway.
You should think of your choices with regards to home security when you are marketing your own home. Naturally, it can be required in the event the residence is in a poor area and nobody is lifestyle there persistently to look at over it.
Home improvement is not about overworking on your own. Whether you decide to take on the next task by yourself or by using a contractor, these tips will help you to reduce the quantity of tension that often comes with refurbishments and remodels.

If you want further points on garage shelving check out Tova Z. Archie?s site there is loads of information not detailed in this article, take a look at Author?s web blog to discover extra details.

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Adz77: @georgina_turner Was just mindless bashing of a coach placed in an impossible position. Sad really

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Tuesday, June 12, 2012

Accused U.S. nuns meet Vatican leaders over rebuke

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How the SEC could pursue a case against JPMorgan

WASHINGTON/NEW YORK (Reuters) - JPMorgan Chase's failure to timely disclose a major change in how it measured risk could become the centerpiece for an enforcement action by U.S. securities regulators as they probe the bank in connection with its multibillion dollar trading loss.

By omitting the change from its earnings release in April, the bank disguised a spike in the riskiness of a particular trading portfolio by cutting in half its value-at-risk number.

JPMorgan did not tell investors that the model for its Chief Investment Office had been changed until May 10, the same day it revealed the failed hedging strategy had produced a loss of at least $2 billion.

Securities and Exchange Commission Chairman Mary Schapiro said last month that her agency is probing the bank's financial reporting and made a vague reference to banks' obligation to publicly disclose changes to their risk model.

Experts say that regulators' strongest potential case is one focusing on whether JPMorgan should have disclosed the risk model change earlier.

But at the same time, they say it may be difficult to prove that the change in the risk model was material to shareholders' interests, which could limit the SEC's ability to use the JPMorgan investigation to appear tough on big banks playing fast and loose after the financial crisis.

"I would think this is a case that gets down to questions about just how aggressive the SEC wants to be," said Jim Cox, a professor at the Duke University School of Law.

JPMorgan chief Jamie Dimon, 56, is expected to be questioned over the change in the risk model on Wednesday when he is called before the Senate Banking Committee to testify.

Dimon has not said exactly when or why the model was changed, nor has he said who knew about it. He has said that the portfolio not only took on too much risk, but "was badly monitored."

Typically, changes in value-at-risk models at banks are made by committees composed of managers who monitor risks and business heads who take them, according to risk management experts.

Kristin Lemkau, a spokeswoman for JPMorgan, declined to comment.

MATERIALITY QUESTION

Banks in the United States are required to give investors periodic counts of their value-at-risk. The numbers are calculated and presented differently across companies, but in general are supposed to show a minimum amount that a portfolio could be expected to lose in each of a few days during a quarter.

What's most useful to investors is not so much the actual numbers, but how much they change, experts say.

JPMorgan first told investors on April 13 that the reading of risk at its CIO unit as of the end of March showed that the unit could lose at least $67 million in a single trading day, slightly less than the $69 million from the previous reading in December.

The report indicated steady risk management in the CIO's office, which was in contrast to press reports at the time that a London-based trader for JPMorgan was taking whale-sized positions.

But on May 10 when the bank suddenly disclosed the $2 billion-plus loss, it also revealed for the first time that the $67 million reading had been calculated with a new model. The prior model showed risk had actually spiked as the value-at-risk nearly doubled to $129 million.

Had the higher number been reported, said analyst Jason Goldberg of Barclays, "certainly, they would have been asked why the VaR doubled."

To bring a potential case against JPMorgan over its value-at-risk model change, the SEC will need to decide if the failure to disclose the model change was "material." In other words, would a reasonable investor see the information as significant?

Experts are divided on whether the understatement of risk by the bank will meet the SEC's legal test. It is unclear if investors would have seen the hike in risk-taking as something that could lead to a big trading loss.

"It may look bad and it may smell rotten, but it is not obvious that switch would have greatly misled the market or greatly influenced the stock price," said Lawrence Cunningham, a law professor at George Washington University. "That is a materiality question."

But some experts say that the threshold for materiality of risk-taking is lower in current market conditions.

Elizabeth Nowicki, a professor at Tulane University Law School, said the failure by the bank to timely tell investors about changes to its risk valuation methodologies is significant - especially because investors are still spooked by the financial crisis of 2008.

"When disclosure was a huge, huge issue leading to the debacle of 2008, it is important to the SEC to show no mercy on the issues of disclosure in the financial industry," said Nowicki.

JPMorgan and Dimon have a legal powerhouse to argue the understatement was not significant. The team includes two former SEC enforcement directors: Stephen Cutler, the bank's general counsel, and William McLucas, a partner at Wilmer Hale Pickering Hale and Dorr LLP who has been retained in connection with the trading loss.

INTERNAL CONTROLS?

Since the financial crisis, the SEC has faced a barrage of criticism for what some say is a failure to go after the top executives at the country's major banks.

Several legal experts say that the failure of JPMorgan to disclose changes to its value-at-risk modeling could actually present a prime opportunity to do just that.

The SEC could investigate whether the episode reveals failures by Dimon and Chief Financial Officer Doug Braunstein to adequately control the bank's internal financial reporting and disclosure procedures to investors.

Even if the SEC did not charge executives under internal control provisions, digging into the area could prove fruitful in other ways. It might turn up email chains that give insight into how the model was changed, and who at the company knew what.

It could also put pressure on the company and its executives to agree to settle and pay a fine.

"To make management sweat a little bit, the SEC's focus might well be on internal controls," said Charles Whitehead, a professor at Cornell Law School and former Wall Street executive.

(Reporting By Sarah N. Lynch in Washington and David Henry in New York; Editing by Karey Wutkowski and Phil Berlowitz)

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3-D maps, voice-based turn-by-turn navigation comes to Apple iOS

20 hrs.

Apple unveiled its own turn-by-turn navigation, with virtual voice assistant Siri giving the directions, and 3-D views as part of the upgrades in its iOS 6 mobile operating system announced Monday.

The company's own mapping application had been expected as a way for it to challenge Google Maps, considered by many to be one of the most important apps on the iPhone. ?In Apple's ongoing war with Google, Google Maps may soon be a distant memory, especially once iOS 6 comes out this fall.

"In iOS 6, we have built an entire new mapping solution from the ground up, and it is beautiful," said Apple senior vice president Scott Forstall.

All Apple's new worldwide?maps are vector-based; you can zoom in and out, rotate, see buildings in 3-D appear and disappear as part of what's being called the "Flyover" feature.

Noted Brian Barrett, Gizmodo editor, as he blogged?during Apple's presentation at the Worldwide Developers Conference in San Francisco: "This is the part of the demo where everyone on Google's geo team breaks out the Pepcid."

Traffic will be?monitored in real?time, with your estimated time of arrival?updated dynamically. If there's major?construction work or an accident on the freeway, and you need to be re-routed, you'll get a pop-up notification on your iOS device about that.?

The new Maps app "turn-by-turn navigation guides you to your destination with spoken directions, and the amazing Flyover feature has photo-realistic interactive 3-D views," Apple said in a news release.

The company's local search ? can you hear them now, Google? ?? includes information for more than 100 million businesses with "info cards that offer Yelp ratings, reviews, available deals and photos," the company said.

Apple has spent years "preparing to take mapping back," as Reuters noted recently.

The company is using technology from companies it has acquired specifically for that purpose, including 3-D mapping company C3 Technologies.

Last week, anticipating Apple's likely announcement, Google showed off its mapping capabilities that include soon-to-be-launched 3-D features.

Siri gets a step-up in her duties, and will be the voice users hear when getting guided directions.

"You can just ask Siri to take you somewhere, and you're on your way," said Forstall during Monday's presentation.

You'll also be able to ask Siri, as you're driving,?where the nearest places are to get fuel.?

Check out Technolog, Gadgetbox, Digital Life and In-Game on?Facebook,?and on Twitter, follow Suzanne Choney.

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